Just when we thought it could not get any worse. Forget the expensive cancer drugs. The death panel will decide who and what drugs will be available. Yesterday’s post has a link to how the death panel will decide who lives who dies. One criteria is by lottery. Is that how we want our lives to end?
Originally posted on America's Watchtower:
As if losing your healthcare coverage and your doctor wasn’t bad enough you may also lose your medications as a direct result of Obamacare according to this story:
Now it’s possible that under Obamacare, some people won’t be able to keep their medications, or at least not afford them, under the complex formulary structure of the plans on the health exchanges and because of the rising costs.
“If you like your medicines, you may not be able to keep them under Obamacare,” health policy analyst Scott Gottlieb wrote in a Forbes column. “Health plans are cheapening their drug formularies – just like they cheapened their networks of doctors. That’s how their paying for the benefits that President Obama promised, everything from free contraception to a leveling of premiums between older (and typically costlier) beneficiaries, and younger consumers.”
The affordability of prescriptions could hinge on whether a consumer is enrolled in a platinum, gold, silver or bronze plan.
In some cases, to be covered at all, the drug will have to be included in the plan – similar to how doctors must be part of a network covered by insurance, he wrote.
“The out of pocket caps on consumer spending only apply to costs incurred on drugs that are included on a plan’s drug formulary,” Gottlieb wrote. “This is the list of medicines that the health plans have agreed to provide some coverage for.”
“If the drug isn’t on this formulary list, then the patient could be responsible for its full cost (with little or no co-insurance to help offset that cost),” he continued. “Moreover, the money they spend won’t count against their deductibles or out of pocket limits ($12,700 for a family, $6,350 for an individual).”